About Us

J&R Insurance Agency and Financial Services is a local, family-owned independent insurance agency proudly serving Lakewood, NJ and the surrounding Ocean and Monmouth County communities. We help drivers, homeowners, and business owners protect what matters most with coverage that actually fits, not one-size-fits-all policies.

Because we’re located inside the Pine Belt Automotive Group dealerships, getting insurance is as convenient as it should be. You can work with us in person, by phone, or by email, and you’ll always have real agents who pick up and follow through, not a call center or a chatbot pretending it cares.

As an independent agency, we compare quotes from multiple top-rated insurance companies to help you find the right combination of coverage and price. We write a wide range of policies including auto insurance, home insurance, renters, flood, waterfront property coverage, life insurance, commercial/business insurance, motorcycle, and other specialty policies that can be harder to place.

We’re also proud to offer Spanish-speaking agents, making it easier for more families in our community to get clear answers and confident coverage decisions.

Give us a call today to see how you can save money.